Wednesday, June 29, 2016

2016 Goals Update!

I have to brag a bit, mainly because I am so proud of ourselves. 

We paid off three of our student loans! 

When I first set my 2016 goals I was hoping to pay off some of our debt by end of year. Mainly pay off our two credit cards and half of one student loan (we had four student loans of various amounts).  

Then we paid off the credit cards so quickly I changed the goal to paying off one of the four student loans. 

Through serious budgeting and gift money we managed to pay off three of the four student loans! 

Sadly the remaining loan was the most expensive and was more than all the credit cards and other loans combined, but the excitement of paying those off makes it more bearable. 

We are following Dave Ramsey who says to snowball your debt so the little wins give you motivation, and he is so very right about that! 

It will take longer to pay off this last loan, but we are so happy with the progress we have made that its not as daunting as it used to be. 

Being debt free seems to be achievable and not just a crazy dream! 

Goals 
  1. Landscape Back Yard
  2. Pay off Student loan #1  YAY!!!
  3. Reduce Plastic Use/ Created Less Waste 
  4. Walk 10,000 steps a day, 3 days a week. 
  5. Special Secret Goal

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